Several private lending institutions offer alternative loans to students and families. These loans usually require a co-signer and involve a credit check. Students may borrow up to the total cost of education, minus any financial aid received. Fees vary and interest rates are variable, depending on the lending institution. There is no cap on interest rates.
To apply for an alternative loan, use the Alternative On-line Application link below. There will be a short loan counseling session. Then you will have a chance to do a side-by-side lender comparison, choose the loan you want to use, and apply for it on-line. This is the recommended application process. To apply using a paper application, contact the Bluffton University Financial Aid Office or your lender.
For more information on alternative loans, please view our Student's Guide to Using Alternative Loans.
It is recommended that all loan applications be completed by the end of June and no later than mid-August, in order for funds to be available at the beginning of fall semester.
Alternative On-Line Application
